FHA Approved Appraiser

SERVICE AREAS

Dougherty County, Lee County, Sumter County, Terrell County and Worth County.

 Albany, Putney, Leesburg, Smithville, Americus, Sylvester, Dawson, Sasser

I'm listed on the FHA Roster ww.hud.gov/appraisers/.  As an approved residential appraiser I am qualified to do appraisals for FHA insured loans. I have been trained and understand the rules and procedures in FHA's guidance and policy documents. FHA appraisals require a different format and specific comments in order to be acceptable.  With over 40 years of experience as an FHA Appraiser, I am familiar with current requirements for FHA appraisals.  

If you're in need of an appraisal for an FHA loan, please contact me and I will be glad to discuss a turnaround time for you or your clients.

An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations. Available to all buyers, FHA loan programs are designed to help creditworthy families who may not meet requirements for conventional loans or do not qualify for VA loans. 

FHA loan programs are particularly beneficial to those buyers with less available cash. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans.